Housing and Social Security

Author: Kate Berry and Kate Wane

PDF Published: Monday 25 Feb 2019 (SB 19-11)

Expand
Overview
Report

Hide

Hide

Overview
Report
- Executive Summary
  - Glossary of terms
- Introduction
  - Reserved and devolved powers
  - Key Statistics
- Housing in the private rented sector – Local Housing Allowance
  - Impact of changes to LHA rates
  - Single young tenants - Shared Accommodation Rate (SAR)
  - Impact of LHA changes on tenant and landlord behaviour
  - Scottish Government powers over LHA
- Bedroom Tax - social sector tenants
- Discretionary Housing Payments (DHPs)
- The Benefit Cap
  - Impact of the benefit cap
- Universal Credit
  - The transition from HB to UC
  - Support for making UC claims
  - UC and rent arrears
  - UC and direct payments to landlords
- Supported and Temporary Accommodation
- Help for owneroccupiers : Support for Mortgage Interest
- Annex 1: Summary of main welfare reforms affecting housing
Sources

Image: Figure 1: Key Statistics

Image: Fig 1 - Number of HB claimants subject to the benefit cap, Scotland.

Scottish Government. (2018, May 14). Housing and Social Security: follow-up paper on Welfare Reform. Retrieved from https://www.gov.scot/publications/annual-report-welfare-reform-follow-up-paper-housing-social-security/ [accessed 04 January 2019]

Scottish Government. (2018, September 04). Scottish household survey 2017: Annual Report. Retrieved from https://www.gov.scot/publications/scotlands-people-annual-report-results-2017-scottish-household-survey/ [accessed 21 February 2018]

DWP. (2018, November). Benefit expenditure by country and region, 1996/97 to 2017/18. Retrieved from https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/742210/benefit-expenditure-by-country-and-region-2017-18.ods [accessed 20 February 2019]

Wilson, W. (2013, December 30). The reform of Housing Benefit (Local Housing Allowance) for tenants in private rented housing. House of Commons Library Standard Note SN/SP/4957. Retrieved from https://researchbriefings.parliament.uk/ResearchBriefing/Summary/SN04957 [accessed 15 January 2019]

Chartered Institute of Housing. (2018, August 29). Missing the target: Is targeted affordability funding doing its job?. Retrieved from http://www.cih.org/publication-free/display/vpathDCR/templatedata/cih/publication-free/data/Missing_the_target_Is_targeted_affordability_funding_doing_its_job [accessed 4 January 2019]

Scottish Government. (n.d.) No title [accessed 17 January 2019]

Scottish Government. (2019, January 26). Local Housing Allowance rates from April 2018 to March 2019.. Retrieved from https://beta.gov.scot/publications/local-housing-allowance-rates-2018-2019/ [accessed 17 January 2019]

Scottish Government. (2016, February 1). Local Housing Allowance rates from April 2016 - March 2017.. Retrieved from https://beta.gov.scot/publications/local-housing-allowance-figures [accessed 17 January 2019]

Shelter. (2017, March). Local Housing Allowance Freeze. Retrieved from https://england.shelter.org.uk/professional_resources/policy_and_research/policy_library/policy_library_folder/briefing_who_is_affected_by_the_lha_freeze [accessed 04 January 2019]

House of Commons Communities and Local Government Committee. (2016, July 18). Homelessness Third Report of Session 2016-17. Retrieved from https://publications.parliament.uk/pa/cm201617/cmselect/cmcomloc/40/40.pdf [accessed 04 January 2019]

Citizens Advice Scotland. (n.d.) Rent Arrears: Causes and Consequences for CAB Clients. Retrieved from https://www.cas.org.uk/system/files/publications/rent_arrears_oct_2018.pdf [accessed 22 January 2019]

Wilson, W. (2019, January 16). Housing Benefit: Shared Accommodation Rate. Retrieved from Housing Benefit: Shared Accommodation Rate, House of Commons Library Standard Note SN/SP/5889 [accessed 16 January 2019]

Guardian. (2010, October 20). Spending review 2010: George Osborne announces extra £7bn of welfare cuts. Retrieved from https://www.theguardian.com/politics/2010/oct/20/spending-review-2010-osborne-cuts [accessed 15 January 2018]

Social Security Advisory Committe. (2018, May). Young People Living Independently. A study by the Social Security Advisory Committee Occasional Paper No. 20. Retrieved from https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/709732/ssac-occasional-paper-20-young-people-living-independently.pdf [accessed 22 January 2019]

SFHA. (2018, July 10). HOUSING FEDERATIONS ACROSS THE UK SAY “FLAWEAL CREDIT IS CAUSING DEBT AND HARDSHIP FOR FAMILIES IN SOCIAL HOUSING. Retrieved from https://www.sfha.co.uk/mediaLibrary/other/english/25942.pdf [accessed 04 January 2019]

DWP. (2018, July). DWP response to SSAC report on young people living independently: government response. Retrieved from https://www.gov.uk/government/publications/government-response-ssac-report-on-young-people-living-independently/dwp-response-to-ssac-report-on-young-people-living-independently-government-response [accessed 22 January 2019]

Beatty, C., Cole, I., Powell, R., Kemp, P., Brewer, M., Browne, J., … Joyce, R. (2014). The Impact of Recent Reforms to Local Housing Allowances, Summary of Key Findings. Retrieved from https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/329902/rr874-lha-impact-of-recent-reforms-summary.pdf [accessed 04 January 2018]

Cole, I., Powell, R., & Sanderson, E. (n.d.) Putting the squeeze on "Generation Rent": housing benefit claimants in the private rented sector - transitions, marginality and stigmatisation. Retrieved from http://shura.shu.ac.uk/12123/5/Powell%20-%20putting%20the%20squeeze%20on%20generation%20rent.pdf [accessed 04 January 2019]

Scottish Parliament Welfare Reform Committee. (n.d.) No title Retrieved from http://www.parliament.scot/S4_Welfare_Reform_Committee/General%20Documents/6th_Report_Future_Delivery_of_Social_Security_in_Scotland.pdf

Scottish Government. (n.d.) No title

Scottish Government. (2018, November 27). Ending Homelessness and Rough Sleeping Action Plan. Retrieved from https://www.gov.scot/publications/ending-homelessness-together-high-level-action-plan/ [accessed 08 January 2019]

Scottish Parliament. (2018, November 27). Scottish Parliament Written Answers, Question S5W-19890. Retrieved from http://www.parliament.scot/parliamentarybusiness/28877.aspx?SearchType=Advance&ReferenceNumbers=S5W-19890&DateTo=1/17/2019%2011:59:59%20PM&SortBy=DateSubmitted&Answers=All&SearchFor=All&ResultsPerPage=10 [accessed 17 January 2019]

Draft Budget 2018/19. (2017). [accessed 04 January 2019]

Scottish Government. (n.d.) Scotland's Budget: Draft Budget 2017-2018. [accessed 04 January 2019]

Scottish Government. (2018). Scottish Budget 2019/20 Level 4. Retrieved from http://www.scottish.parliament.uk/FinancialScrutiny/2019-20_budget_Levels_4.xlsx [accessed 04 January 2019]

Scottish Government. (2018, May). Discretionary Housing Payments in Scotland: 1 April 2017 to 31 March 2018. Retrieved from https://www2.gov.scot/Topics/Statistics/Browse/Social-Welfare/dhp/31March2018

DWP. (2012, July 16). Benefit Cap (Housing Benefit) Regulations 2012: Impact assessment for the benefit cap. Retrieved from https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/220178/benefit-cap-wr2011-ia.pdf [accessed 08 January 2018]

Scottish Governmnet. (2018, October 1). Annual Report on Welfare Reform. Retrieved from https://www.gov.scot/publications/2018-annual-report-welfare-reform-9781787812628/ [accessed 04 January 2019]

Department for Work and Pensions. (2014, December). Benefit Cap: Analysis of outcomes of capped claimants. Retrieved from https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/385970/benefit-cap-analysis-of-_outcomes-of-capped-claimants.pdf [accessed 17 January 2019]

Shelter Scotland. (2018). Written evidence submitted for the benefit cap inquiry. Retrieved from http://data.parliament.uk/writtenevidence/committeeevidence.svc/evidencedocument/work-and-pensions-committee/benefit-cap/written/88955.html [accessed 08 January 2019]

Shelter. (2018). House of Commons Work and Pensions Committee Benefit cap inquiry - written evidence from Shelter. Retrieved from http://data.parliament.uk/writtenevidence/committeeevidence.svc/evidencedocument/work-and-pensions-committee/benefit-cap/written/89483.html [accessed 22 January 2019]

House of Commons Work and Pensions Committee. (2018, October 31). Work and Pensions Committee Oral evidence: Benefit cap, HC 1477. Retrieved from http://data.parliament.uk/writtenevidence/committeeevidence.svc/evidencedocument/work-and-pensions-committee/benefit-cap/oral/92219.html [accessed 08 January 2019]

Citizens Advice Scotland. (2017, May). The impact of reducing benefit cap. Retrieved from https://www.cas.org.uk/system/files/publications/impact_of_reducing_the_benefit_cap.pdf [accessed 08 January 2019]

Chartered Institute of Housing. (2017). http://www.cih.org/resources/PDF/Policy%20free%20download%20pdfs/Feeling%20The%20Pinch.pdf. Retrieved from http://www.cih.org/resources/PDF/Policy%20free%20download%20pdfs/Feeling%20The%20Pinch.pdf [accessed 08 January 2019]

House of Commons. (2018). Social Security Benefits Written Question 184858, HC Deb, 6 November 2018, cW. Retrieved from https://www.parliament.uk/business/publications/written-questions-answers-statements/written-question/Commons/2018-10-29/184858/ [accessed 08 January 2019]

One Parent Families Scotland and Child Poverty Action Group in Scotland. (2018, February). The Impact of the Benefit Cap in Scotland. Retrieved from https://www.opfs.org.uk/wp-content/uploads/CPAG_OPFS_Benefit_Cap_Report_Feb18.pdf [accessed 08 January 2019]

Wilson, W. (2019, January 03). Housing costs in Universal Credit. House of Commons Library Briefing Paper Number 6547. Retrieved from https://researchbriefings.parliament.uk/ResearchBriefing/Summary/SN06547#fullreport [accessed 17 January 2019]

HM Treasury. (2018, October). Budget 2018 HC 1629. Retrieved from https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/752202/Budget_2018_red_web.pdf

Professor Hickman, P., Dr Pattison, B., & Dr Preace, J. (2018, August 8). The impact of welfare reforms on housing associations. Retrieved from https://www4.shu.ac.uk/research/cresr/sites/shu.ac.uk/files/cache-impact-welfare-reforms-housing-associations.pdf [accessed 16 January 2019]

UK housing bodies warn ‘flawed’ Universal Credit is causing debt and hardship for families in social housing. (2018, July 10). Retrieved from https://www.scottishhousingnews.com/article/uk-housing-bodies-warn-flawed-universal-credit-is-causing-debt-and-hardship-for-families-in-social-housing [accessed 19 February 2019]

Department for Work and Pensions. (2018, December 31). Universal Credit housing costs and disclosure: guide for landlords. Retrieved from https://www.gov.uk/government/publications/universal-credit-and-rented-housing--2/universal-credit-housing-costs-and-disclosure-guide-for-landlords#if-you-have-a-tenant-receiving-universal-credit-live-service [accessed 15 January 2019]

DWP. (2017, January 20). Universal Credit Full Service - Information for Welfare Advisers on Explicit Consent and Personal Data. Letter from Neil Couling, Director General Universal Credit Programme. Retrieved from http://www.rightsnet.org.uk/forums/viewthread/10478/P30/#49666 [accessed 16 January 2019]

House of Commons. (2018, June 7). Universal Credit:Written statement - HCWS745. Retrieved from https://www.parliament.uk/business/publications/written-questions-answers-statements/written-statement/Commons/2018-06-07/HCWS745/ [accessed 17 January 2019]

Inside Housing. (2018, July 12). Universal Credit needs a rethink if we are to build a country that works for everyone. Retrieved from https://www.insidehousing.co.uk/home/home/universal-credit-needs-a-rethink-if-we-are-to-build-a-country-that-works-for-everyone-57172 [accessed 08 January 2019]

National Audit Office. (2018, June 15). Rolling out Universal Credit. Retrieved from https://www.nao.org.uk/wp-content/uploads/2018/06/Rolling-out-Universal-Credit.pdf [accessed 04 January 2019]

East Lothian Council. (2018). No title Retrieved from https://www.eastlothian.gov.uk/meetings/meeting/6079/policy_and_performance_review_committee [accessed 04 January 2019]

Citizens Advice. (2019, February 6). Managing money on Universal Credit. Retrieved from https://www.citizensadvice.org.uk/Global/CitizensAdvice/welfare%20publications/Managing%20Money%20on%20Universal%20Credit%20(FINAL).pdf [accessed 19 February 2019]

Simcock, T. (2018, October). Investigating the effect of Welfare Reform on Private Renting. Retrieved from https://research.rla.org.uk/wp-content/uploads/investigating-effect-welfare-reform-private-renting.pdf [accessed 04 January 2019]

DWP. (2019, January 11). Universal Credit: personal welfare: A speech delivered by the Secretary of State for Work and Pensions at Kennington jobcentre about the future of Universal Credit.. Retrieved from https://www.gov.uk/government/speeches/universal-credit-personal-welfare [accessed 14 January 2019]

Scotland's Housing Network. (2018, November 20). Scotland’s Housing Network (SHN): Welfare Reform Forum Report – November 2018. Retrieved from http://www.scotlandshousingnetwork.org/app/download/5813058643/SHN+Welfare+Reform+Events+Report+-+November+2018.pdf

Homelessness and Rough Sleeping Action Group. (2018). Transforming the use of Temporary Accommodation in Scotland: An interim report on the activity of the Homelessness and Rough Sleeping Action Group. Retrieved from https://www.gov.scot/binaries/content/documents/govscot/publications/corporate-report/2018/05/homelessness-and-rough-sleeping-action-group-interim-report/documents/36232fb2-5237-4a27-b0bf-da126ec2a624/36232fb2-5237-4a27-b0bf-da126ec2a624/govscot%3Adocument [accessed 15 January 2019]

Homelessness and Rough Sleeping Action Group. (2018). Ending Homelessness: The report on the final recommendations of the Homelessness and Rough Sleeping Action Group. Retrieved from https://www.gov.scot/binaries/content/documents/govscot/publications/factsheet/2018/06/homelessness-and-rough-sleeping-action-group-final-report/documents/c98c5965-cabf-4933-9aae-26d9ff8f0d12/c98c5965-cabf-4933-9aae-26d9ff8f0d12/govscot%3Adocument [accessed 15 January 2019]

DWP. (2018, November 20). Conversion of Support for Mortgage Interest (SMI) from a benefit into a loan, 2018. Retrieved from https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/761256/tables-conversion-of-smi-from-a-benefit-into-a-loan-claimant-communication-and-intention-to-take-up-a-loan-28-november-2018.ods [accessed 24 January 2019]

Last Updated: 3/4 6:25am

Image: Figure 1: Key Statistics

Image: Fig 1 - Number of HB claimants subject to the benefit cap, Scotland.

An error occured while loading, please try again in a few minutes.