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Recent Reports
Aithisgean ùra
Committee Reports
Aithisgean Chomataidh
Research Briefings
Brathan-ullachaidh Rannsachadh
Feedback
Ais-eòlas
Published by The Scottish Parliamentary Corporate Body
Bank closures: impact on local businesses, consumers and the Scottish economy
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Published: Tuesday 03 Jul 2018 (EJFW052018R6)
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Overview
Report
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Overview
Report
Executive summary
Introduction
Bank closures
Loss of services
Impact on people
Social impact
Financial inclusion
Charities and community groups
Impact on businesses
The need for cash
Local business advice
Additional costs and travel time
Impact on customers and footfall
Process for closing banks
Access to Banking Standard
Statistics on footfall
Bank buildings and local impact of bank closures
RBS branch closures
Alternatives
Maintaining banking provision
Online and phone banking
Mobile banking
Post Office
Partner banking agreements
Postmasters
Security and privacy in Post Offices
ATMs
Credit Unions
Next steps
The need for research
Annexes
Annex A - Minutes of Meetings
Annex B - Written Evidence
Annex C - Visits and Events
Executive summary
Introduction
Loss of services
Process for closing banks
Alternatives
Annexes
Image: Figure 1: Payment volumes (millions) 2007 to 2027https://www.ukfinance.org.uk/wp-content/uploads/2018/06/Summary-UK-Payment-Markets-2018.pdf
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